Does Section 8 Do Credit Check

A screening process is often exactly the same as the one unsubsidized renters go through when applying for housing.

Does section 8 do credit check. The section 8 program is run by hud. However once you receive a section 8 housing choice voucher prospective landlords will likely require a credit score as part of your background check. Section 8 housing applicants will deal with private landlords if their application is approved. Your credit score will not have an affect on your eligibility to receive section 8 or public housing assistance.

The section 8 housing choice voucher program is a form of government rent assistance. Hud only provides landlords with a section 8 applicant s current and prior landlord s contact information and if applicable a rundown of criminal activity. Tenants who are eligible for section 8 typically have to spend between 30 and 40 percent of their incomes on overall housing costs. The department of housing and urban development doesn t check your credit when you apply for section 8 rental assistance but the property owner probably will.

By undergoing the screening process a tenant may have his background and or credit checked. To even be considered to receive a voucher the individual must meet four basic criteria which includes their family status income level citizenship and eviction history. The purpose of this program is to grant housing choice vouchers to individuals who meet certain criteria. Those housing costs include utility expenses.

The credit check may show you a list of employers who have also checked this tenant s credit recently although it does not mean they actually hired the applicant. Therefore landlords must make sure section 8 tenants have a track record of paying their bills in full and on time. In the section 8 rap relocation acquisition policies and rent supplement programs owners may not establish a minimum income requirement for applicants. This can include running a credit check.

A section 8 housing choice voucher supplements the cost of renting a house in the private sector. A credit check can help demonstrate whether an applicant has the ability to pay rent on time. In 2018 upwards of 5 million people across the country lived in a. Also other affordable housing programs such as low income housing tax credit properties will likely have a credit score as a part of the approval process.